Aprpaisal Services for Homeowners

The top 7 reasons to purchase a BIZ Appraisal Report:

1. To determine the appropriate list price (whether you're using a real estate agent or selling on your own).
2. To challenge a property tax assessment.
3. To lower their mortgage payment by removing PMI.
4. To apply for a Home Equity Line of Credit (or HELOC).
5. To review and verify a different appraiser's report.
6. To divide real estate property because of a divorce.
7. To determine the true market value of a property in question to settle an estate.

Pre-listing Services/For Sale By Owner

It can be difficult to figure out how to price a home. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool that can help make the sale. It's something tangible to show the buyer; an independent third party's expert opinion that will support your asking price.

Challenging Property Tax Assessments

If your home has not appreciated as much as others in your area, your local tax assessor may have your home overvalued. That means that you could be paying more in taxes than you should. When challenging your property tax assessment, an appraisal from BIZ Appraisal Company will provide supporting evidence in your case.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A great way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases, you can apply to a lender to have the PMI removed from your loan. At BIZ Appraisal Company, we're experts in helping people just like you delete unnecessary PMI insurance..

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit allows you to access the equity in your home when you need cash flow.

Appraisal Review & Verification Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it? Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Divorce Cases

Attorneys, as well as accountants, depend on our values when figuring out what the real property is worth for estates, divorces, or other disputes depending on a value opinion. We have a great deal of expertise working with everyone involved. We understand their needs and are accustomed to dealing with all parties involved. We submit appraisal documents that meet the requirements of the courts and various agencies.

As a legal professional representing a client in a divorce, your case's evidence frequently needs an appraisal to determine fair market value for the residential real estate involved. Many times the divorce date differs from the date that the appraisal was ordered. We understand how to perform a retroactive appraisal with an effective date and Fair Market Value opinion corresponding to the date of divorce. The Uniform Standards of Professional Appraisal Practice (USPAP) contains an ethics provision which compels us to keep the highest degree of confidentiality, resulting in the utmost discretion.